IWCP

FINANCIAL PLANNING

What We Do For Individuals & Families

At IWCP We Understand The Importance of Family!

Have you noticed pensioners walking on the beach looking internally happy, traveling regularly and not having any worries about spoiling their grandkids? That is because of what we do. Have you noticed that some widows are given time to grieve without financial stress as they know their life style and family is not financially impacted by their massive loss? That is because of the plans we put in place. Have you noticed that some people manage to do amazing things by working through their bucket list? That is what we do, we make dreams a reality!

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Wealth Protection

The basis and starting point of any good financial plan is wealth protection. Wealth protection is about insuring what you and your family value most. Our risk solutions cover a wide range of circumstances, protecting your ability to earn an income and providing for you when you are in financial need.

Have peace of mind that your loved ones are not financially burdened when you are gone. Life Cover helps those you care about to be more financially stable in the event of your death.

Your future salary is one of your biggest assets. If you are unable to work and therefore cannot earn an income, your family’s life could be jeopardised. Income protection helps you to be able to take care of them financially, regardless of what life event negatively impacts your income.

Lifestyle Protector offers comprehensive cover with our Living Lifestyle benefit for critical illnesses and traumatic events you may experience. We even cover those unknown and rare illnesses. The lump sum payment can be used for costs to help you make adjustments to your lifestyle.

You can never tell what life will bring. You may become permanently unwell or injured, and unable to perform the duties of your occupation. The financial burden of illness and injury can be challenging, but disability cover can ease your financial concerns, allowing you to focus on recovering and adjusting to a new way of life.

Take the time to ensure that you’re protected with policy protection. It provides peace of mind that you are looked after financially, during times of adversity.

We know that you deserve the best healthcare cover you can afford. We offer you solutions for medical scheme and medical expense shortfall cover in South Africa, as well as a range of health insurance plans in 21 African countries excluding South Africa.

Wealth Creation

Wealth Creation is about identifying every customers unique saving objectives for the short, medium and long-term. Then unpacking how the 3 investment variables of Time, Risk Tolerance and Money Invested will impact investment decisions and changes needed to achieve your objectives.

Premier range of portfolio management services and products. Our investment solutions give you the option to invest a lump-sum or recurring amount to assist you in reaching your financial goals. With immediate access to funds if needed.

Premier range of portfolio management services. Our investment solutions give you the option to invest a lump-sum or monthly contributions for a fixed term into different asset classes.

Retirement Annuity Plans allow you to save for your retirement or to supplement your existing retirement plan. It provides you access to world-class investment management and portfolios that have been constructed to meet the needs of long-term investors who want to create wealth for a secure retirement by maximizing your allowed tax saving.

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Estate Planning

We make sure your legacy is protected by offering professional advice when drafting your last Will and Testament.

Have peace of mind that your loved ones are not financially burdened when you are gone. Life Cover helps those you care about to be more financially stable in the event of your death.

Your future salary is one of your biggest assets. If you are unable to work and therefore cannot earn an income, your family’s life could be jeopardised. Income protection helps you to be able to take care of them financially, regardless of what life event negatively impacts your income.

Lifestyle Protector offers comprehensive cover with our Living Lifestyle benefit for critical illnesses and traumatic events you may experience. We even cover those unknown and rare illnesses. The lump sum payment can be used for costs to help you make adjustments to your lifestyle.

You can never tell what life will bring. You may become permanently unwell or injured, and unable to perform the duties of your occupation. The financial burden of illness and injury can be challenging, but disability cover can ease your financial concerns, allowing you to focus on recovering and adjusting to a new way of life.

Take the time to ensure that you’re protected with policy protection. It provides peace of mind that you are looked after financially, during times of adversity.

We know that you deserve the best healthcare cover you can afford. We offer you solutions for medical scheme and medical expense shortfall cover in South Africa, as well as a range of health insurance plans in 21 African countries excluding South Africa.

Wealth Preservation

We ensure our customers hard earned wealth and investments are protected against inflation and tax into the future.

Provides a selected income with market exposure on capital. Some of the benefits include a choice of up to seven professionally managed investment portfolios and an income enhancer benefit available.

​Invest for a fixed period of time. Customised for specific needs, income can be level or increased annually by a fixed percentage.

​Invest with a lump-sum in a life annuity to provide a guaranteed income for life.

Living Annuities allow you, as a retiree, to invest in a selection of funds so that your capital generates an income, and adjust your retirement income each year, within prescribed withdrawal rate limits (2.5% to 17.5%), to keep up with Inflation.

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