IWCP

Expert Financial Planning for Individuals & Families in South Africa

Comprehensive Services for Your Financial Success

At IWCP, We Prioritize Your Family’s Financial Security

Have you noticed how some pensioners enjoy a stress-free retirement, traveling and spending quality time with their grandkids? That’s the result of smart financial planning. At IWCP, we create plans that not only secure your financial future but also give you the freedom to live your dreams. Our tailored solutions ensure that even in times of loss, families can grieve without the added burden of financial stress.

Wealth Creation Dashboard - IWCP

Tailored Financial Solutions for Individuals & Families

Wealth Protection is the foundation of a strong financial plan. At IWCP, we focus on safeguarding what matters most to you—your income, assets, and family’s future. Our comprehensive risk management solutions provide peace of mind, ensuring that your financial well-being is secured against life’s uncertainties.

Ensure that your loved ones are financially secure, even in your absence. Our Comprehensive Life Protection ensures that your family’s financial stability is maintained, allowing them to focus on healing, not finances.

Protect one of your most valuable assets—your future income. Essential Income Protection ensures that even if you’re unable to work, your family’s financial well-being is safeguarded, providing peace of mind and financial security during challenging times.

Be prepared for the unexpected with Comprehensive Critical Illness Coverage. Our Living Lifestyle benefit provides financial support for a range of critical illnesses, including rare and unknown conditions, allowing you to focus on recovery while maintaining your lifestyle.

  • Life can be unpredictable, but Secure Disability Coverage helps you manage the financial impact of illness or injury. Our plan supports you through recovery, ensuring your financial security while you adjust to new circumstances.
  • Robust Policy Protection gives you peace of mind, knowing that your financial stability is safeguarded during challenging times. Our comprehensive policies ensure you’re protected when you need it most.
  • Access the best healthcare solutions with Extensive Medical Coverage. We provide tailored plans to meet your needs, including medical scheme cover and expense shortfall cover in South Africa, plus health insurance options across 21 African countries.

Wealth Creation

Wealth Creation is about identifying every customers unique saving objectives for the short, medium and long-term. Then unpacking how the 3 investment variables of Time, Risk Tolerance and Money Invested will impact investment decisions and changes needed to achieve your objectives.

Maximise your financial potential with our Short-Term Investment solutions. Whether you choose to invest a lump-sum or make recurring contributions, our premier portfolio management services are designed to help you achieve your financial goals, with the flexibility of immediate access to funds.

  • Secure your financial future with our Medium-Term Investment options. Invest a lump-sum or make monthly contributions into diversified asset classes, carefully managed to provide balanced growth and security over a fixed term.

Build a secure retirement with our Long-Term Investment options. Our Retirement Annuity Plans offer world-class investment management, helping you create wealth over time while maximizing tax savings. Invest today for a financially secure and comfortable retirement.

Wealth Preservation
Estate Planning

Estate Planning

We make sure your legacy is protected by offering professional advice when drafting your last Will and Testament.

Ensure that your legacy lives on with our Comprehensive Life Protection. This plan secures your loved ones’ financial future, alleviating the burden of financial worries after your passing.

Secure your family’s financial stability with Essential Income Protection. This plan ensures that even if you’re unable to work, your family’s lifestyle and future are safeguarded against unexpected financial challenges.

  • Be prepared for life’s unexpected challenges with Comprehensive Critical Illness Coverage. Our Living Lifestyle benefit provides financial support for a wide range of critical illnesses, including rare conditions, ensuring you can maintain your lifestyle during recovery.

Secure your financial future with Robust Disability Coverage. In the event of a serious illness or injury, our plan ensures you can focus on recovery while maintaining financial stability and adjusting to new circumstances.

Enjoy peace of mind with our comprehensive Policy Protection plan. This coverage ensures your financial security is maintained, providing the support you need during life’s most challenging moments.

  • Access the healthcare you deserve with Extensive Medical Coverage. Our solutions include medical scheme cover and expense shortfall cover in South Africa, alongside health insurance options across 21 African countries.

Wealth Preservation

We ensure our customers hard earned wealth and investments are protected against inflation and tax into the future.

Enhance your retirement income with our Flexible Annuity. Benefit from market exposure on your capital and choose from up to seven professionally managed investment portfolios, along with an income enhancer option to maximize your financial stability.

Secure a steady income stream with our Guaranteed Income Annuity. Tailored to your specific needs, this investment option offers level or annually increasing income over a fixed period, ensuring financial stability in your retirement.

​Guarantee your financial future with a Life Annuity. Invest a lump sum to secure a reliable income stream for the rest of your life, providing peace of mind and financial security.

Personalize your retirement income with a Living Annuity. This flexible option allows you to invest in a selection of funds that generate income, with the ability to adjust your annual retirement income based on your evolving needs.

Secure your legacy with our Wills & Estates services. By planning ahead, you can ensure that your estate is administered efficiently, providing for your loved ones and safeguarding your legacy.

IWCP - Insurance & Wealth Creation Professionals - South Africa