IWCP

OUR TEAM

Our Leadership Team has over 260 years’ industry experience

IWCP Team Leader - Chris Oosthuisen

Chris Oosthuisen

“Some entrepreneurs think how can I make a lot of money? But the better way is to think how can I make people’s lives a lot better? If you get it right, the money will come.” – Richard Branson

Chris is the owner of Insurance and Wealth Creation Professionals (IWCP) – a Liberty Affiliate that is leading the way for the new Generation of Financial Planners. He has corporate experience in the industry since 2003, with the last being National Head of Sales at Liberty before deciding to open his own business.

IWCP was established in 2019 with the merger of two well established businesses Liberty Affiliates, Combined Life and Cradle House who have been successfully operating for more than 20 years. With the wealth of experience and new leadership in IWCP we created a unique blend of old school values with innovative thinking. With our core purpose to help change South Africa a policy at the time backed by sound professional advice.

At IWCP we aim in providing Financial Advisors the best platform in the industry that includes Financial Planning Specialist, Tax Consultant, Estate Planning Specialist, Corporate Specialist, Investment Specialist, Marketing Strategy and a strong Administration team.

My focus is on developing and constantly improving this proposition for the dedicated IWCP team to ensure that they can better look after their valued clients

  • B.Comm (NWU)
  • B.Comm (Hons) (NWU)
  • M.Comm (UJ)

Awards & Achievements:

  • Liberty Gold Entrepreneur of the Year 2020 & 2021
  • Liberty Platinum Entrepreneur of the Year 2022
  • Liberty Entrepreneur of the Year 2022
Since
2000

Leadership Team

George Lottering

“There are three kinds of people: those who make things happen, those who watch what happens, those who wonder what happened.” – George Bernard Shaw

George joined Liberty in March 1996 in the then Agency Division and towards the end of 1998 took the step to move into the Entrepreneurial side of the company when Geonet Consulting was formed as a affiliated partner of the Liberty Group.

In July 2023 Geonet joined IWCP to enable further growth for the Financial Advisors and a better value proposition for the clients they are serving.

  • Registered Member of the Financial Planning Institute (FPI)
  • Postgraduate Diploma in Financial Planning
  • RE 1 & RE 5 – Regulatory Examinations
  •  

Liberty Challenge Winner 2011

Liberty Regional Entrepreneur winner – 2014, 2021

Since
1980
IWCP - George Lottering - Leadership Team
IWCP Team - Hannes Strooh

Hannes Strooh

“No man can do for another, what that man could do, and should do for himself.”

Prior to joining Liberty in 2007 – Hannes was part of Metropolitan Life. During his stint at the Liberty Group he was a Branch Manager and received the branch manager of the year award in 2012. In January of 2019 Hannes joined IWCP and was an instrumental in the formation of the IWCP group. Hannes’s mission is to be the best and most authentic leader he can be.

  • National Diploma in Human Resources
Since
1990

Ernst Wilkins

“My mission is to change peoples financial futures.”

Ernst started his career with Liberty in the Agency Division in 2008. Having spent 10 years with Agency, when the opportunity arose to be part of an Affiliated Partner of Liberty, he decided to take his practice to the next level and joined IWCP in 2019 as Unit Leader for IWCP Jacaranda Branch.

Ernst is an Financial Planner, Financial Coach and Unit Leader, he believes that the true meaning of being successful as a Financial Planner is a mindset to help people protect what is most important to them. He gets up every morning with a mindset to change someone’s life, and believes that doing what he does gives him peace of mind that people will be financially looked after should any life changing event take place. 

  • Financial Planner, Financial Coach and Unit Leader
  • Postgraduate Diploma in Financial Planning
  • NQF 6 Advanced Certificate in Financial Planning
  • NQF 5 Certificate in Wealth Management
  • First Level Regulatory Examination: Representatives
  • Corporate School / Corporate Benefits
  • Advanced Investment Planning

Awards & Achievements:

  • 2009 – Platinum High Flyer
  • 2010 – Double Platinum High Flyer
  • 2010 – Branch Advisor of the Year
  • 2011 – Financial Planner of the Year Runner Up
  • 2012 – Financial Planner of the Year
  • 2012 – FA Status
  • 2013 – FA Status
  • 2014 – FA Status
  • 2015 – FA Status
  • 2016 – FA Status
  • 2018 – FA Status
Since
2000
IWCP Team - Ernst Wilkins
IWCP Team - Jacques Janneke

Jacques Janneke

“All the world’s a stage, and all the men and women merely players; They have their exits and their entrances, and one man in his time plays many parts.” – William Shakespeare

Jacques joined Liberty in February 2009 as part of the Liberty Management Academy. He then went on to start his own branch in November 2011 in Pretoria. He earned the Regional Branch of the year award in 2015 and 2017 and also the National Big Branch of the year in 2017. Furthermore, he then formed Resolute Wealth Partners in September 2019 with his partner Johann Nienaber. In January 2020 – Resolute Wealth Partners became part of the IWCP family.

  • BA Human Movement Science, Psychology from University of Pretoria
Since
2000

Mike Clifford

I make it my mission to provide individuals and families with financial peace of mind.”

Mike started his career in the Insurance Industry in 2001. His responsibilities were in Marketing and Sales Management in various fast-moving consumer goods industries, including McGraw Hill Publishers, United Tobacco, Tongaat Mushrooms and Continental China – South Africa.

In 2008 his Franchise Principal at Cliff Oosthuizen & Associates, Cliff Oosthuizen, tragically passed away and Mike was appointed as Franchise Principle. In the most challenging conditions, the franchise managed to not only keep the group firmly together, but also increased business substantially for the next eleven years.

In 2019 an opportunity presented itself to merge with Combined Life. A new business IWCP (Investment and Wealth Creation Professionals) was founded with Chris Oosthuisen as the CEO and Mike remaining a Team Leader and one of the three founding members.

Mike has always had a passion for people and their potential. His strong point is to focus on helping people to become better at financial planning and to assist clients to become financially independent by proper financial planning.

Since
1995
IWCP Team - Mike Clifford
Tony-Page-iwcp-insurance-and-wealth-creation-professionals-liberty-financial-advisor-nelspruit

Tony Page

“To encourage people to die with wonderful memories and not with un-lived dreams.”

Tony joined Liberty on 1st March 1993 as a Financial Adviser after a successful career as an airforce pilot. His career with Liberty has been varied, having assisted in the development and marketing of Liberty’s first version of the Blueprint Financial Needs Analysis. This was followed by being appointed as the Regional Development Manager for the Sandton Region and, in addition, has managed four Liberty Agency Branches. In 1995, Tony opened a Liberty Franchise in Nelspruit, Mpumalanga and in March of 2020 amalgamated the Franchise with the IWCP Group. He is the owner and Franchise Principal of IWCP Mpumalanga. Tony has a strong desire to enable everyone he comes into contact with, to realise their dreams and to thereby create lasting memories.

  • BSC (Mil) Avionics
  • Registered Financial Planner
  • NQF 5 Certificate in Wealth Management
  • Liberty Agency Branch Manager of the year 2011
Since
1980

Rene Zietsman

“When you’re surrounded by people who share a passionate commitment around a common purpose, anything is possible. ” – Howard Schultz

As a proud member of the IWCP leadership team Rene is tasked with the critical role of managing IWCP Cedarwood – a team of professionals. A team who believe in being exceptional whilst putting the customer at the heart of what they do. At IWCP, our people are our biggest resource. They have the ability to connect with clients in a unique way and help them achieve financial freedom. Her sterling career , which demonstrates a wealth of experience in the field and professional qualifications to match allow her to perform her duties to the fullest. Postgrad diploma in Financial Planning.

  • CERTIFIED FINANCIAL PLANNER®
  • Postgrad Diploma in Financial Planning
  • NQF 6 Advance Certificate in Financial Planning
  • NQF 5 Certificate in Wealth Management
  • First level Regulatory Examination – Representative
Since
1990
IWCP Team - Rene Zietsman
IWCP Team - Johann Nienaber

Johann Nienaber

“My mission is to help others achieve their financial goals.”

Johann, a seasoned professional holding the esteemed position of Franchise Principal at IWCP Resolute, where he serves as a Senior Financial Advisor. Johann’s illustrious career in the financial industry commenced in September 2010 when he embarked on his journey with Liberty. His dedication and commitment to his craft have propelled him to new heights, culminating in his pivotal role within the IWCP Leadership Team, which he joined in September 2019.

At his core, Johann is driven by a profound mission: to assist individuals and businesses in realizing their financial aspirations. His approach is marked by a relentless pursuit of understanding his clients on a deep level, enabling him to craft meticulously tailored financial blueprints that align with their unique objectives. Furthermore, Johann possesses an innate ability to demystify complex financial concepts, making them accessible and comprehensible to his clients.

As a trusted Advisor, Johann goes the extra mile, delivering personalized financial solutions that not only address his clients’ goals but also cater to their specific needs and risk considerations. With Johann by their side, clients can rest assured that they have a dedicated partner committed to their financial success. Johann’s unwavering dedication and expertise make him a pillar of support for those striving to achieve their financial dreams.

  • Postgraduate Diploma in Financial Planning
  • Registered Member of the Financial Planning Insitute (FPI®)
Since
2000
IWCP Team - Peter Wilkinson

Peter Wilkinson

“Dream big. Start small. But most of all, start.” – Simon Sinek

Peter started his career with Liberty in 1996 when he joined the Corporate Benefits division as a Consultant. In 2007, Peter moved to the Agency Leadership team focusing on New Person Development within Liberty’s Tied Distribution Channel, here he was responsible for establishing new operations and developing new Financial Advisers.  Peter expanded his scope in 2011 where the focus shifted to the support and management of more established Consultants. In 2021, Peter took the opportunity to join IWCP as a Franchise Principal in Kwa-Zulu Natal to grow and develop Financial Advisers according the IWCP values and principles.

  • CERTIFIED FINANCIAL PLANNER®
  • Postgraduate Diploma in Financial Planning
  • NQF 6 Advanced Certificate in Financial Planning
  • NQF 5 Certificate in Wealth Management
  • RE 1 – Regulatory Examination: Key Individual
  • RE 5 – Regulatory Examination: Representatives Corporate School / Corporate Benefits
  • Advanced Investment Planning
Since
1980

Quintin Page

“Planning is bringing the future into the present, so that you can do something about it now” – Alan Lakein

Quintin’s father was medically boarded in 2011 and passed away in 2012. The difference a R529 per month Liberty life policy made to his parents’ lives, moved him to join Liberty in April 2016 after 17 years with Standard Bank. He was appointed as Unit Leader of North West Franchise (an affiliate of Liberty) in July 2016. In January 2020 North West Franchise amalgamated with IWCP and Quintin is now Unit Leader of IWCP North West in Rustenburg. He wholeheartedly believes in what he was told by his Liberty mentor Hannes Strooh when he first started at Liberty: “We look after widows, orphans and pensioners…”

  • NQF 5 – Certificate in Banking (Institute of Bankers)
  • RE5 – (Moonstone)
Since
2000
IWCP Team - Quintin Page
IWCP - Walle Van Hoving

Walle Van Hoving

”Never get tired of doing little things for others. Sometimes those little things occupy the biggest part of their hearts” – Snoopy

Walle joined Liberty in May 2007 – prior to that he was an operations manager at Afri Themba Leisure. Walle joined the IWCP tribe in January 2020 as a professional Financial Advisor and unit leader of IWCP Mpumalanga. Walle assists his clients to achieve their financial goals for themselves and their families. He has a wealth of experience in the Corporate Retirement Fund, Medical Aid Fund and Business Assurance environment. By providing needs based advice and solutions to create a balance between risk management, estate planning, investment and tax strategies he helps his clients protect and achieve their financial goals.

  • National Certificate Wealth Management
  • Financial Advisor 2013, 2014, 2016 and Century Club 2015
Since
2000

Tsungai Masendeke

I am passionate about minimizing the wealth inequality gap and I believe that financial literacy is a must, to make this a reality.

Prior to joining Liberty, Tsungai worked in various roles at a leading global news, data and analytics company called Bloomberg. While at Bloomberg, she helped to improve on the credibility and quality of data for the EMEA region. She was responsible for ensuring that the integrity of the data that would be used provided clients with the best value possible. She was also accountable for building and managing stakeholder relationships. While at Bloomberg, she pioneered various employee well-being initiatives aimed at ensuring employees were mentally and physically looked after. One of her proudest moments was championing the release of a Funds Newsletter aimed at improving the visibility of African fund managers. The resounding success of this project resulted in similar projects being rolled out in Asia, Europ and the Americas of which she then led these initiatives.

  • CERTIFIED FINANCIAL PLANNER®
  • Postgraduate Diploma in Financial Planning (UFS)
  • Bachelor of Business Science in Finance (UCT)
  • CFA Level 2 Candidate Advanced Investment Planning
  • Best Activity For the Year (2018 – 2020)
  • Liberty High Flyer (2019 – 2023)
  • Liberty Platinum High Flyer (2023)
  • Liberty Century Club (2021 – 2022)
  • Woman Entrepreneur in Financials Award (2020)
  • Best Activity for the Year (2018 – 2021)
Since
2000
IWCP - Tsungai Masendeke
Deirdre-Geyser-iwcp-insurance-and-wealth-creation-professionals-financial-advisor-liberty-sandton

Deirdre Geyser

“Be the change you want to see in the world.” – Mahatma Ghandi

Deirdre joined Liberty in 2001 as a Financial Advisor, first in Rosebank and then in Bruma Agency. She worked in the field for 6 years before deciding to become an Agency Manager. Deirdre joined the IWCP group in February 2021 as the Operations Manager where, amoungst other responsibilities, she is responsible for compliance . Deirdre’s mission is to support the IWCP leadership to run not only the best and most professional teams of advisers, but also to create and maintain a culture of compliance – doing the right thing, right!

  • MAP (Wits Business School)
  • MBA (Henley Business School)
  • Post Grad Diploma in Financial Planning (University of the Free State)
  • CERTIFIED FINANCIAL PLANNER®
Since
1990

Schanley Venter

“One of the best prizes that life offers, is the chance to work hard at work worth doing” – Theodore Roosevelt

Schanley joined Liberty Agency Division in 2013 as a financial advisor & in 2018 her passion for the industry and for people led her to mentoring the advisors new to the industry. She joined IWCP in 2021 as the Unit Manager for IWCP Willows. People is her passion. Establishing a mutual trust relationship through open & clear communication, understanding her clients financial situation & providing assistance in attaining their financial goals & needs, with a suitable, personalised financial plan, is what she does best.

  • RE5 Accreditation
  • NQF 5- Higher Certificate in Wealth Management
  • NQF 6- Advanced Certificate in Financial Planning
  • Corporate Benefit School Advanced Investment Planning
  • Liberty High Flyer- Gold Status
  • Liberty Financial Advisor Status
Since
2000
IWCP - Schanley Venter
IWCP - Deon Winkler

Deon Winkler

Success is no accident, its hard work, perseverance, studying, sacrifice and most of all, love of what you are doing!!!

Deon started his career in the Financial Services Industry in the year 2000. Have been with the likes of Sanlam, Momentum being a Marketing Advisor and later a Relationship Manager.

Joined a Liberty Franchise Geonet Consulting in 2012 as a Financial Advisor and in less than 3yrs became a Branch Manager. He has a wealth of Industry knowledge and experience and loves sharing it with the new Financial Advisors joining his team. Geonet Consulting is now also part of the IWCP Group namely IWCP Geonet.

He is very passionate about his clients, changing their lives one day at a time. He’s greatest pleasure comes from paying out a claim and experiencing his client’s gratitude.

  • RE 5 – Regulatory Examinations

  • NQF 5 – Higher Certificate in Wealth Management

Since
2000

Dian La Cock

“When we help ourselves, we find moments of happiness. When we help others, we find lasting fulfilment.” – Simon Sinek

My journey in the financial industry began in 2017 when I embarked on a career as a tied Financial Advisor at Discovery. During my time there, I honed my skills and gained invaluable experience, laying the foundation for what would become a successful career in the financial world.

As I continued to grow, I made the leap into the independent space, affiliating myself with industry giants such as Sanlam, Old Mutual, Liberty, Discovery, Momentum, and Brightrock. This transition allowed me to broaden my horizons and work with a diverse range of clients and product offerings,  further deepening my expertise in the field.

In January 2023, I took the next step in my journey by joining IWCP as a Unit Leader. This exciting opportunity has allowed me to leverage my industry experience and passion for finance to lead and support a team of talented Financial Advisors. Personally, I strive to help people, educate the youth, and build a Care Community, by assisting my clients and the people they care about with Financial Coaching and Financial Planning.

  • B.com Marketing Management
  • RE 5 – Regulatory Examinations
Since
2010
IWCP - Dian La Cock
IWCP - Liezl Diffenthal

Liezl Diffenthal

“Respect is earned. Honesty is appreciated. Trust is gained. Loyalty is returned”

Liezl Joined Liberty in February 2011, she was appointed as a Unit Leader at a Liberty Franchise in October 2019, she is a Certified Financial Planner and registered as at the FPI. She is devoted to her team and she loves to see them flourish and be successful.

  • BA HONS (HMS) Biokinetics (HMS) from the University of Port Elizabeth.
  • BA (Human Movement Science) from the University of Pretoria.
  • Post Graduate Diploma in Financial Planning from the University of the Free State.
Since
2000

Specialists Partners

IWCP - Tax & Accounting Specialist - Francois La Cock

Francois La Cock

Tax & Accounting Specialist

  • Accounting
  • Taxation
  • Accounting Software Support
  • Accounting Officer
  • Commissioner of Oaths
  • Senior Bookkeeper With The Institute of Bookkeepers.
  • Member of the Institute of Accounting and Commerce.
  • National Diploma in Financial Accounting.

Short-term Specialists

IWCP - Short-Term Specialist Manager - Maritsa Piek

Specialists Partners

Maritsa Piek

Short-term specialist Manager

  • Domestic and commercial insurance
  • Professional Indemnity insurance
  • Public liability insurance
  • Personal Liability insurance
  • Building insurance
  • Fleet insurance
  • NQF LEVEL 5
IWCP- Short-Term Insurance Specialist - Natalie Page

Specialists Partners

Natalie Page

Short-term Insurance Specialist

  • Domestic and commercial insurance
  • Professional Indemnity insurance
  • Public liability insurance
  • Personal Liability insurance
  • Building insurance
  • Fleet insurance

Medical Aid Specialists

Caylee-Oosthuizen-iwcp-insurance-and-wealth-creation-professionals-medical-aid-specialist-liberty

Caylee Oosthuizen

Medical aid & Gap cover Specialist

  • Discovery Health Medical Aid Broker
  • Momentum Health Medical Aid Broker
  • MediHelp Medical Aid Broker
  • Zest Life GAP Cover Broker
  • Advisory, Claims and queries assistance
  • Authorising and year end reviews
  • Member of the Council of Medical Schemes of South Africa
  • Certified in the relevant Schemes products
  • RE5 qualification
  • NQF Level 4

Bianca Scholtz

Medical aid & Gap cover Specialist

  • Bestmed & Bonitas Medical aid
  • Liberty Zestlife Gap cover

 

  • NQF LEVEL 5

 

 

IWCP - Medical Aid & Gap Cover Specialist - Cara Taljaard

Cara Taljaard

Medical Aid & Gap Cover Specialist

  • Discovery Health Medical Aid Broker
  • Momentum Health Medical Aid Broker
  • MediHelp Medical Aid Broker
  • Zest Life GAP Cover Broker
  • Advisory, Claims and queries assistance
  • Authorising and year end reviews
  • Member of the Council of Medical Schemes of South Africa
  • Certified in the relevant Schemes products.
  • RE5 Qualification
IWCP - Medical Aid & Gap cover Specialist - David Martell

David Martell

Medical aid & Gap cover Specialist

  • Discovery Health Medical Aid Broker
  • Momentum Health Medical Aid Broker
  • MediHelp Medical Aid Broker
  • Zest Life GAP Cover Broker
  • Advisory, Claims and queries assistance
  • Authorising and year end reviews
  • Member of the Council of Medical Schemes of South Africa
  • Certified in the relevant Schemes products.
  • RE5 Qualification

Admin Team

IWCP - Admin Hub Manager - Marietjie Appel

Marietjie Appel

Admin Hub Manager

IWCP - Compliance - Dean Mans

Dean Mans

Compliance

IWCP - Admin & Claims - Anna Ngwenya

Anna Ngwenya

ADMIN & CLAIMS

IWCP - Admin & Claims - Taryn Pienaar

Taryn Pienaar

ADMIN & CLAIMS

IWCP - Admin & Claims - Jeanne-Marie Stassen

Jeanne-Marie Stassen

Admin & Claims

IWCP - Admin & Claims - Chantel Rossouw

Chantel Rossouw

ADMIN & CLAIMS

Sandra-Botha-iwcp-insurance-and-wealth-creation-professionals-admin-claims-liberty

Sandra Botha

ADMIN & CLAIMS

phumlani-mkhize-iwcp-insurance-and-wealth-creation-professionals-admin-team-johannesburg

Phumlani Mkhize

ADMIN & SCANNING

Corporate Hub Team

IWCP - Corporate Hub Manager - Yolandi Strauss

Yolandi Strauss

Corporate Hub Manager

IWCP - Admin Support - Faith Mazibuko

Faith Mazibuko

ADMIN Support